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CIGNA'S Best Dental, Vision, Hearing Plans - DESIGN YOUR PLAN› Diagnostic and preventive dental services with 100% coverage every year – with no waiting period for routine dental services.› Low deductibles of $0, $50 or the maximum of $100 per policy year per person.› Up to a $5,000 maximum benefit per policy year that covers dental, vision and hearing per person.Value that gets better and better over time.The longer you keep your policy, the more benefits and savings you can enjoy.Here’s how:› You’re rewarded each year – for the first four years you stay on the policy – with a yearly 10% increase in benefits.5› In the fourth year, you pay only 10% of the service fee out of pocket for class 1 and 2.› The disappearing deductible6 option applies to the entire policy, so that in your fourth year and beyond, your deductible is $0.